Buying your first car? Here are financing tips you should keep in mind

One of the most common mistakes that first time car buyers make is forgetting to include car financing in their plan. It’s important to remember that buying a car is not an investment. Its value depreciates greatly as you use it, so getting a car loan should be done carefully. The interest rates can be extremely high, while the value of your car diminishes over time. Fortunately, there are several car financing methods you can use especially if you want an Octavia or other models from the Skoda brand.

 

 

octavia

 

If you’re interested in purchasing a car or a sport wagon, whether it’s brand new or used, take note of the following car financing tips:

 

Ask for quotes from reputed car dealers

 

Car dealers offer dealership loans to customers who are looking to buy a car from them. Unlike going to the bank by yourself for an auto loan, the dealers will help you apply and get approved for a loan faster. They are usually accredited by several lending companies, so it’s easy to get car financing from them without a lot of paperwork involved.

 

Some dealers will charge higher interest, so it’s better to scout for several dealers to have lots of options. If you have a good credit score, some car dealers might even give you a discount, whether you are buying an Octavia or another model.

 

Pay for the loan in the shortest possible term

 

You will decide how long you’ll be paying for the car, and your goal should be to keep the payment term as short as possible. This means that you’ll have a lower interest rate but higher monthly payments.

 

Don’t get swayed by a car salesperson’s sales talk about how low the monthly payments will be if you choose a longer term. When you compute the overall cost of the car, you’ll find that it’s significantly higher than paying for it short-term.

 

Thus, if you’re planning to get an Octavia car, it’s better to pay for it in not more than 3 years.

 

Put in a big amount of down payment

 

Another tip if you want to pay off your Skoda Kodiaq car loan as quickly as possible is to pay a good amount for the down payment. Putting in 20% or more is already enough to slash the cost of your …

Why your Kia Rio should undergo regular maintenance

Have you booked your 2018 Kia Rio to a car maintenance service in Australia? If not, then you should know that you are risking your unit to degrade much faster than it should be. You should book a scheduled service online or give a call of inquiry for a Kia Rio service schedule Australia has set for Aussie drivers.

 

While it is one of the basics to learn about car maintenance, many drivers neglect to do so. Driving does not stop at steering. Before you assume that you know everything that is to do with a car, you should not forget to observe regular Kia Rio service schedule Australia dealerships require you to do so?

 

Listening to the in-depth details that your dealer told you before purchasing your car is of paramount importance. Not only you would be able to know the car’s cool features and capacity, but you would also know when will be the next Kia Rio service schedule Australia dealerships require you to get. As a driver, you would be informed very well, marking the date for that fateful day or that 15,000 kilometres to take your Kia Rio for a check-up.

 

Take your Kia Rio to a ‘car doctor’

 

Like humans, cars do get sick. Depending on the usage and the quality of care it gets, your car can last very long or very short.

 

For example, if you’re a driver whose motto is ‘ride or die’ or YOLO (You Only Live Once), and you use your Kia Carnival for drag racing even if it is not a racing car, then you’ll have a problem.

 

Then, if you missed your Kia Carnival service intervals for the second time in a row, your car might be good as dead.

 

Car service intervals

 

There are two things to remember when to take your car to the maintenance service. The date of the required car maintenance service and the limit of kilometres your car has capped.

 

For example, your Kia Rio service interval falls on September 2019 and your limit in kilometres is 15,000. If you reached your kilometre limit before the month of September, take your car to the service centre.

 

Brisbane-based and well-known car service businesses, like Toowong Kia, open their doors to give the best services your car needs. Their teams are trustworthy enough to …

Savvy Car Buying Hacks: Choose the Used Car

Planning to buy a brand new car? Be kind to Earth and opt for a Certified Pre-Owned Car (CPO) instead of that fresh-from-the-factory model. Sure, the gas mileage of some new models or a hybrid may be a little bit higher than a used car, but the other costs of buying a new model or a hybrid will outweigh that advantage.

mitsubishi dealer brisbane

Today in Australia, the 2017 Manheim Used Car Market Report found out that the various selections of cars has been fueling the vehicle sales growth since 2016. Among these selections are slightly used models for only 2-3 years with great gas mileage. Majority of these meticulously curated CPOs can be bought from a Mitsubishi dealer Brisbane used car sellers employ. If you are not yet convinced into buying a used car, here are some cool facts about them:

Used Cars Help Buyers Save money!

If you’re looking for a good used car dealership and car service Brisbane has today, make sure to shop around for a bit. The number one advantage of used cars is lower price because of its decreased market value. This means a better bargain than those who buy new models. Also, if you buy a used car from a private seller, there is no Goods and Services Tax (GST)—which means even lower prices.

However, some car dealers have cheaper and better prices compared to the private sellers. If you’re brand conscious, look for a Hyundai dealer Brisbane car dealership companies hire—they will help you. Also, you may think that you won’t save by buying from a dealer, but the latter actually has its benefits—the dealer warranty and the peace of mind from being sure the car is free from finance and not stolen. Dealers assure it isn’t, as part of providing warranty.

CPOs Are Earth-Friendly

Junking used cars is not good for the environment, obviously—not to mention the energy needed and costs of manufacturing new cars. In 2008, a research conducted by Toyota found that 28% of carbon dioxide emitted by gasoline-fueled cars in their life cycles occur by the time when it was assembled and then delivered to new car dealers. Let’s say, by the time you buy a used car from a Hyundai service Beaudesert has today, the factory and delivery process is done, so less carbon dioxide is emitted. In this case, it’s better to opt for a used car. Refer to …